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HOLIDAY SCHEDULE

Office Closed:

February 20, 2017
 Presidents' Day (Monday)

May 29, 2017
Memorial Day (Monday)


July 4, 2017
Independence Day
(Tuesday)

September 4, 2017
 Labor Day (Monday)

October 9, 2017
Discover's Day (Monday)

November 10, 2017 
Holiday Observance (Fri)
Veterans' Day 11th (Sat)

November 23, 2017 Thanksgiving Day (Thursday)

December 25, 2017
Christmas Day
(Monday)
December 22, 2017
(Friday)
(Open 8 a.m. to 11 a.m.)

    
NOTE:  HONEA OPEN ON STATE HOLIDAYS                                                


 
You're invited to our 65th Annual Meeting on April 28, 2017 Friday
Masa's Cafeteria
910 Mapunapuna St.
Honolulu, HI 96819
Registration: 5:00 pm
Business Meeting: 5:30 pm
Dinner to follow
(Please bring your own beer/liquor/wine)
Juice and water will be provided
There will be lots of door prizes, ono foods and good fellowship with friends.  Free Parking
The purpose of the Annual Meeting is to elect 3 people to the Board of Directors for a 2 year term.  If you are interested in running for the Board of Directors, please call 
841-2473
Cost:  Members 18 years old+ = $15
ages 11 to 17 years old = $7
under age 10 years old = FREE
Guests:  18 years old+ = $20
ages 11 to 17 years old = $10
under age 11 yrs old = $5
Sign up and payment due by April 20th
After April 20th No Refund



New On-Line Home Banking will migrate to an enhanced module effective Feb. 7, 2017




NEW MEMBER INCENTIVE
$10 BONUS for new members joining HONEA 1/1/2017 to 3/31/2017
Must keep account for 12 months.





CU_STUDENT_LOANS
APPLY HERE



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UNDER 




*
Borrow as little as $2,000 or up to Cost of Attendance per year for a maximum of $120,000 in undergraduate loans or $160,000 in graduate loans.
* Choose between interest payments or a nominal $25 Proactive Payment toward the loan while in school.
*Use the funds for any qualified educational expense including tuition, room and board, books, and even computers.
*Quick approval once we receive your completed application.
*No prepayment penalty and 30-day loan cancellation policy.

EFFECTIVE October 1, 2014, the Loan Late Charge will increased to $45 for all new loans made on or after October 1, 2014.  The $45 loan late charge will be charged to all loan payments that are 30 days or more past due.



LOAN INTEREST RATES DISCOUNTS
(Effective 6/27/2014)
Apply for a new loan today.
Your credit score could lower your loan interest rate even lower!
If you are the Primary Borrower, your credit score from Experian may lower your interest rate as much as 1%.  See below:
Credit scores of 720+  =  1.0% discount
700 to 719  =  0.75% discount
660 to 699  =  0.50% discount
630 to 659  =  0.25% discount
000 to 629  =  no  discount     
For joint applicants, only the Primary Borrower's credit score will be used to determine the interest rate discount.

Special insurance coverage for members only.
Offered by 
TruStage Insurance Agency, a subsidiary of the CUNA MUTUAL INSURANCE GROUP

For more information: CLICK HERE

Types of insurance coverage:
Auto Insurance
Home Insurance
AD&D Insurance
Life Insurance
Other services:  Investments, Email Connect
For more info:   Click on Ad:
Exclusively for credit union members. Guaranteed, no cost. Accidental Death & Dismemberment Coverage. Claim it now.




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 THIRD PARTY WEBSITES:   We provide links to other sites as a service to you, and you will be leaving HONEA FCU website.   HONEA FCU does not endorse or guarantee the materials,  products or services that are available on any 3rd party website that may be accessible through this website.
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